products - Personal

Coverage for you, your family, and the things you cherish most.

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Personal

Homeowners

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Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property.

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Condo/Unit Owners

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Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more.

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Renters

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Renters insurance (also known as “tenant insurance”) helps cover unexpected events such as theft, a break-in or a visitor’s injury.

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Personal Umbrella

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Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage.

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Flood

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Flood insurance is required if your property is in a designated high-risk flood zone and receive a mortgage loan from a federally regulated or insured lender. If you do not have a mortgage, it is still recommended that a property owner buy flood insurance.

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Life

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A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime.

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Tenant

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A landlord’s insurance policy covers the building, but not your personal things. If you rent an apartment, condo, house, etc., you need renters insurance.

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Cyber

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Personal Cyber Protection offers coverages and services for computer attacks, cyber extortion and online fraud, which can happen with smartphones, computers and other connected devices.

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Disability

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Individual Disability Insurance can provide an additional monthly benefit for those who are out of work due to accident or illness and need income protection.