Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that… Continue reading Homeowners
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Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more.
Business Owners Policy
Business Owners Insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors.
Commercial Auto Policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto insurance covers vehicle damage and driver injuries.
A Commercial Package Policy (CPP) is a customized package composed of two or more business insurance coverages “bundled” from a single insurance provider. This policy allows a wider range of coverages and limits, allowing a business additional flexibility in tailoring their coverage to its specific needs.
Renters insurance (also known as “tenant insurance”) helps cover unexpected events such as theft, a break-in or a visitor’s injury.
Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage.
Flood insurance is required if your property is in a designated high-risk flood zone and receive a mortgage loan from a federally regulated or insured lender. If you do not have a mortgage, it is still recommended that a property owner buy flood insurance.
A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime.
Property insurance protects your business against the costs of physical property damage or loss—including the structure itself, additions, and possessions within.